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What is Paytm

What is Paytm? Paytm is Semiclosed Prepaid Payment Instrument(SPPI)as per RBI definition.Paytm is a digital payments platform that allows you to transfer cash into the integrated wallet via online banking, debit cards, and credit cards, or even by depositing cash via select banks and partners. Using the money in the Paytm wallet, you can pay for a number of goods without using cash. Paytm, founded by Vijay Shekhar Sharma, a common man from Delhli, owned by One97 Communications. Among the transactions you can make on Paytm are recharges for mobile phones, metro cards, DTH cable, data cards, etc, as well as postpaid payments for mobile phones, landline/ broadband, electricity, water and gas bills, etc. You can also book tickets for buses, trains, flights, movies, hotel rooms, etc. and pay for Uber cab rides using the platform. Additionally, you can buy goods on the company’s e-commerce platform using the wallet, and even make offline payments at over 8 lakh merchants, and...

5 reasons why investors fail in stock market

Want to avoid losses in stock market? Here are some important points to be remembered while investing in the market. Investing  in stock market remains a good option with good profit margins. But sometimes investors fail and face heavy losses in the stock market. The stock market is risky and one has to take analytical informed decisions to generate good yields. Profit or loss in the stock market largely depends upon the ability to make good decisions and choose the right stock at the right time. Often people make mistakes and subsequently fail in making a profit. Such mistakes are to be avoided in order to succeed. In order to avoid them, one has to understand the main reasons that cause a failure. Following are the 5 main reasons why investors fail in the stock market: When emotions overshadow judgment:  A situation where people often fall prey to their emotions and don’t give importance to analysis cause major blunders. These emotions are prominently fear and g...